Get Your General Liability Estimate In Seconds

Get Your General Liability Estimate In Seconds

  • Buy a policy online
  • Instant and unlimited certificate of insurance (COI)
  • Licensed agent support

Simply Business is pleased to provide tailored insurance options from:

Accredited America
American Builders Insurance Company
Clear Blue Insurance Company
Frank Winston Crum Insurance
Harborway Insurance
Hiscox
Markel
RLI

Our hand-picked, top-rated insurers for General Liability

Accredited America

A.M. Best Rating: A++ (Superior) Backed by The Travelers Companies, Inc*

About the insurer

Accredited is an AM Best A- rated company founded in 1971, and became part of publicly traded Randall & Quilter Investment Holdings Ltd in November 2014. Accredited offers a broad range of insurance solutions in all 50 states and the District of Columbia.

With a proven track record of quality service, trusteeship, stability and integrity, Accredited capitalizes on its history of success.

*Accredited America is underwritten by Accredited Surety & Casualty Company and fully reinsured by Travelers, an A++ (Superior) rated carrier by AM Best.

Harborway Insurance

A.M. Best Rating: A+ (Superior) Backed by Munich Re*

About the insurer

Harborway Insurance specializes in providing trusted insurance coverage that can protect your business from life’s storms. Harborway Insurance designs tailored liability products to fit your business and its unique characteristics. And if you experience a claim, they’ll be there when you need them the most.

Harborway Insurance strives to provide its customers with affordable protection that grows with their businesses. That means customers can be confident that Harborway Insurance is the right insurance partner for them.

*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

RLI

A.M. Best Rating: A+ (Superior)

About the insurer

RLI provides affordable business insurance coverage for a wide array of home-based businesses. Whether working at home or offsite at a trade show or event, home-based business owners can enjoy coverage from RLI for business personal property and business liability insurance. RLI is licensed and certified in all 50 states and Washington, D.C.

American Builders Insurance Company

Demotech Rating: A (Exceptional)

About the insurer

ABIC-RRG specializes in Commercial General Liability for general contractors and artisans with a team of experienced individuals that underwrite each account, based on the specific needs of the applicant. ABIC’s General Liability Insurance solutions are designed solely for the contracting and construction industries.

Hiscox USA

A.M. Best Rating: A (Excellent)

About the insurer

Hiscox USA is one of the largest insurers in the country, with roots going all the way back to 1901. Hiscox specializes in creating tailored policies for small businesses, with an emphasis on general liability, professional liability, and property insurance.

Markel

A.M. Best Rating: A (Excellent)

About the insurer

Markel has decades of experience providing small business customers with meaningful insurance solutions. We have exceptional customer service that has always sets us apart. Selling a policy comes second to providing customers with the guidance and support they need and deserve.

The Markel Claims department seeks to be the premier claims handling organization in the industry and is committed to providing superior service to our customers and business partners. We hold ourselves to the highest ethical and professional standards and we provide prompt, fair, and equitable claims service.

Clear Blue Insurance Company

A.M. Best Rating: A (Excellent)

About the insurer

Managed by Frank Winston Crum, Clear Blue Insurance Company coverage is broad and competitive, covering a wide variety of contracting trades, while offering valuable additional coverage options to help you minimize your risk and meet the needs of your customers. Our admitted program, rated A- VIII (Excellent) by AM Best, is backed by an experienced team of professionals and a professional claims team. Specifically tailored to suit the needs of contractors like you, Clear Blue Insurance Company is a solid choice.

Frank Winston Crum Insurance

A.M. Best Rating: B++ (Good)

About the insurer

Frank Winston Crum Insurance Company specializes in Commercial General Liability for construction and artisan contractors. Coverage is broad and competitive, covering a wide variety of contracting trades, while offering valuable additional coverage options to help you minimize your risk and meet the needs of your customers such as specific additional insured enhancements, free of charge.

Our admitted program is backed by a team of professionals who work closely with applicants to address specific needs. Our professional claims team delivers personalized and prompt service.

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Protect your business with General Liability Insurance

In any business, accidents can happen. The most risk averse among us can still slip and fall, drop a hammer through a window, or worse yet, face an unexpected lawsuit. Repairing the damage done in any scenario can become costly – very quickly. That’s where general liability insurance can help the most.

What’s usually covered:

  • third-party bodily injury
  • third-party property damage
  • personal and advertising injury
  • claims arising from product liability
  • third party medical payments

What’s usually not covered:

  • damage to your own property
  • damage to a customer's personal property stored in your care, custody, and control
  • professional services
  • workers' compensation or injury to your employees
  • damage to your work
  • auto liability
  • expected or intentional injury or damage
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Insuring over 1 million small business owners worldwide